| Non-QM Submission Form/Minimum Submission Requirements | Download Form | Please include with each Non-QM Submission |
| NanQ Cover Letter | Download Form | Suggested for each NanQ/Non-QM Submission |
| EZCalc Form | Download Form | We will calculate your bank statement income or help you structure your loan. For Bank Statement Calculations Only - complete the top three sections of the form and e-mail it along with your most recent 12 months banks statements to [email protected]. For Loan Structuring assistance, complete sections IV; V and VI, and e-mail the required information to [email protected]. Most responses are completed within 24 hours. |
| Non-QM Asset Utilization Calculator Worksheet | Download Form | |
| DSCR/Business Purpose State Licensing Requirements | Download Form | DSCR/Business Purpose State Licensing Requirements |
| Business Narrative - Outline Guide | Download Form | Outline for Borrowers' Business Narrative |
| HOA Certification | Download Form | HOA Certification |
| Prepayment Penalties Matrix | Download Form | |
