Prime Turn Times

StageTurn Times
Set-Up 1 Day
Purchase Decisions 1-2 Days
Refinance Decisions1-2 Days
Conditions Review1-2 Days
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
New UWs1-2 Days
Conditions2 Days

NANQ / Non-QM Turn Times

StageTurn Times
DSCR New Underwrite*5 Days
DSCR Conditions Review3 Day
Full/Bk Statement Conditions Review3 Day
Full Bk Statement New Underwrite*5 Days
Set-Up1 Day
Part "A" QC1 Day
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
EZ Calc 1 Day

* Turn times may be longer for Condotel review and approval.  

Jumbo One Turn Times

StageTurn Times
Set-Up 1 Day
New Underwrite3 Days
Conditions Review2 Days
Part 'A' QC3 Days
Lock Desk1 Day
CD1-2 Days
Docs1-2 Days
Funding 1 Day

Federal Holidays not counted in the trid waiting period

HolidayDate
ChristmasMonday, 12/25/2023
Columbus DayMonday, 10/09/2023
Independence DayTuesday, 07/04/2023
JuneteenthMonday, 06/19/2023
Labor DayMonday, 09/04/2023
Martin Luther King, Jr DayMonday, 01/16/2023
Memorial DayMonday, 05/29/2023
New Year's DayMonday, 01/01/2024
President's DayMonday, 02/20/2023
ThanksgivingThursday, 11/23/2023
Veteran's DaySaturday, 11/11/2023

LoanStream Mortgagee Clause/LossPayee
OCMBC, Inc.
ISAOA
19000 MacArthur Blvd., Suite 200
Irvine, CA 92612

FHA ID: 2099600001
VA ID: 1699170000

StageTurn Times
DSCR New Underwrite*5 Days
DSCR Conditions Review3 Day
Full/Bk Statement Conditions Review3 Day
Full Bk Statement New Underwrite*5 Days
Set-Up1 Day
Part "A" QC1 Day
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
EZ Calc 1 Day