Linkedin Facebook-f Instagram Youtube Couch
Linkedin Facebook-f Instagram Youtube Couch
Unleash Your Borrowers' Potential with JumboONE!
New Programs!

Jumbo ONE Loan Programs

Jumbo ONE

FICO Down to 660
  • LTV up to 90%
  • Loan Amounts to $3.5 million
  • Max DTI - AUS or Max 50%
  • 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Warrantable Condos
  • Buydowns N/A
  • Minimum loan amount is $1 above the conforming loan limit
View The Matrix

Jumbo ONE Advantage

FICO Down to 660
  • LTV up to 89.99%
  • Loan Amounts to $3 million
  • Max DTI - AUS or 45% Max (fixed), 43% (I/O)
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Warrantable Condos
  • Minimum loan amount is $1 above the conforming loan limit
View the Matrix

Jumbo ONE Premier

FICO Down to 660
  • LTV up to 80%
  • Loan Amounts to $3 million
  • Max DTI - DU or 49.99% max
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Non-Warrantable Allowed
  • Buydowns - 2:1, 1:0
  • Minimum loan amount is $1 above the conforming loan limit
View The Matrix

Jumbo ONE Select

FICO Down to 680
  • LTV up to 85%
  • Loan Amounts to $3 million
  • Max DTI - Max 45%
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Non-Warrantable Condos Ineligible
  • 2:1 and 1:0 Temp Buydowns on 30 YR only
  • Minimum loan amount is $1 above the conforming loan limit
View The Matrix
Compare Programs

Don't limit your borrower's buying potential if they require financing beyond conventional limits!

Our Jumbo ONE loan programs empower you to give your clients more options all while helping you close more loans!

We have four Jumbo ONE programs to help you reach more clients, available for Purchase, Cash-Out, and Rate & Term Refinance.

Non-Standard Terms excluded on: Closed-End Seconds, HELOCs, DPA, CalHFA, and Non-QM 40-year term.

250x129_FC_Trans_LSM
  • (800) 760-1833
  • LoanStream Mortgage
    19000 MacArthur Blvd, Ste. 200
    Irvine, CA 92612
  • Loan Stream Mortgagee Clause/LossPayee OCMBC, Inc. ISAOA
    19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

    FHA ID: 2099600001
    VA ID: 1699170000

Wholesale Lending

Our Company

Broker Quick Links

Helpful Links

Mortgage Brokers...

Get Updates, Specials & More

Mortgage Bankers Association Member
Scotsman Rankings 2025 Top Lender (4)
2024 Top Workplace LoanStream Mortgage
2022 Top Workplace LoanStream Mortgage
Accredited Better Business Buereau