Featured in MPA’s Non-Prime Section
July 28, 2021
We are proud to be featured in MPA’s non-prime section with an overview of our amazing Non-Prime changes! Check it out.
LoanStream Mortgage has created this At-A-Glance to easily review recent COVID-19 communications implementing temporary Agency, Government and NanQ/Non-QM program changes or requirements in addition to LoanStream overlays. This document will be updated with changes as they occur.
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LoanStream’s Referenced Memos |
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Memo ID |
Topic |
Release Date | |||||||||
| LSM_6-22-2021 | COVID-19 Guideline Update | 6/22/2021 | |||||||||
| HUD-9991 | HUD-9991 | 6/16/2021 | |||||||||
| LSM_6-16-2021 | COVID-19 Guideline Update | 6/16/2021 | |||||||||
| LSM_4-19-2021 | COVID-19 Guideline Update | 4/19/2021 | |||||||||
| LSM_12-16-2020 | COVID-19 Guideline Update | 12/16/2020 | |||||||||
| LSM_11-20-2020 | Revised COVID-19 Temporary Guidelines | 11/20/2020 | |||||||||
| LSM_11-16-2020 | Updated COVID-19 Temporary Guidelines | 11/16/2020 | |||||||||
| LSM_10-27-2020 | Updated COVID-19 Temporary Guidelines | 10/27/2020 | |||||||||
| LSM_07-29-2020 | Revision to 7/28 COVID-19 Temporary Guidelines | 7/29/2020 | |||||||||
| LSM_07-28-2020 | COVID-19 Update to Temporary Guidelines | 7/28/2020 | |||||||||
| LSM_06-03-2020 | Self Employed Borrowers – FNMA/FHLMC | 6/03/2020 | |||||||||
| LSM_06-03-2020 | Employment Re-Verification Update | 6/03/2020 | |||||||||
| LSM_05-26-2020 | Loans in Forbearance – Conventional | 5/26/2020 | |||||||||
| LSM_04-22-2020 | Initial Disclosures Required prior to Submit to UW | 4/22/2020 | |||||||||
| LSM_04-20-2020 | NanQ/Non-QM Guidelines Updates | 4/20/2020 | |||||||||
| LSM_04-17-2020 | CALHFA Updates | 4/17/2020 | |||||||||
| LSM_04-16-2020 | Government Loans FICO Reduction | 4/16/2020 | |||||||||
| LSM_04-08-2020 | FHA / USDA / VA Appraisal Guidance | 4/8/2020 | |||||||||
| LSM_04-07-2020 | Chenoa removes Conventional Options | 4/7/2020 | |||||||||
| LSM_04-07-2020 | FNMA / FHLMC Updates | 4/7/2020 | |||||||||
| LSM_04-02-2020 | Jumbo Loan Programs | 4/2/2020 | |||||||||
| LSM_03-30-2020 | Appraisal / 4506-T Transcripts Updates | 3/30/2020 | |||||||||
| LSM_03-27-2020 | Employment Re-verification | 3/27/2020 | |||||||||
| LSM_03-26-2020 | Re-verification of Borrower’s Employment | 3/26/2020 | |||||||||
This document is for informational purposes only. LSM’s Guides, Matrices and Bulletins remain the governing source of information and should be referenced for final eligibility.
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Recent News & Announcements
FEMA Disaster Declaration for the State of Michigan
July 16, 2021
The Federal Emergency Management Agency (FEMA) has issued a major disaster declaration for the state of Louisiana due to severe storms, tornadoes, and flooding from May 17, 2021.
COVID-19 Recent Guideline Update
June 24, 2021
Due to current market conditions, temporary changes to our employment re-verification process are necessary to manage risk.