Disaster Declaration for the State of Texas
July 7, 2025
Disaster Declaration for the State of Texas FEMA Notice Date: July 6, 2025 On July 6, 2025, the Federal Emergency Management Agency (FEMA) declared that
LoanStream Mortgage has created this At-A-Glance to easily review recent COVID-19 communications implementing temporary Agency, Government and NanQ/Non-QM program changes or requirements in addition to LoanStream overlays. This document will be updated with changes as they occur.
| LoanStream’s Referenced Memos | |||||||||||
| Memo ID | Topic | Release Date | |||||||||
| LSM_2-2-2022 | COVID-19 Guideline Update | 2/2/2022 | |||||||||
| LSM_11-22-2021 | COVID-19 Guideline Update | 11/22/2021 | |||||||||
| LSM_10-20-2021 | COVID-19 Guideline Update | 10/20/2021 | |||||||||
| LSM_6-22-2021 | COVID-19 Guideline Update | 6/22/2021 | |||||||||
| HUD-9991 | HUD-9991 | 6/16/2021 | |||||||||
| LSM_6-16-2021 | COVID-19 Guideline Update | 6/16/2021 | |||||||||
| LSM_4-19-2021 | COVID-19 Guideline Update | 4/19/2021 | |||||||||
| LSM_12-16-2020 | COVID-19 Guideline Update | 12/16/2020 | |||||||||
| LSM_11-20-2020 | Revised COVID-19 Temporary Guidelines | 11/20/2020 | |||||||||
| LSM_11-16-2020 | Updated COVID-19 Temporary Guidelines | 11/16/2020 | |||||||||
| LSM_10-27-2020 | Updated COVID-19 Temporary Guidelines | 10/27/2020 | |||||||||
| LSM_07-29-2020 | Revision to 7/28 COVID-19 Temporary Guidelines | 7/29/2020 | |||||||||
| LSM_07-28-2020 | COVID-19 Update to Temporary Guidelines | 7/28/2020 | |||||||||
| LSM_06-03-2020 | Self Employed Borrowers – FNMA/FHLMC | 6/03/2020 | |||||||||
| LSM_06-03-2020 | Employment Re-Verification Update | 6/03/2020 | |||||||||
| LSM_05-26-2020 | Loans in Forbearance – Conventional | 5/26/2020 | |||||||||
| LSM_04-22-2020 | Initial Disclosures Required prior to Submit to UW | 4/22/2020 | |||||||||
| LSM_04-20-2020 | NanQ/Non-QM Guidelines Updates | 4/20/2020 | |||||||||
| LSM_04-17-2020 | CALHFA Updates | 4/17/2020 | |||||||||
| LSM_04-16-2020 | Government Loans FICO Reduction | 4/16/2020 | |||||||||
| LSM_04-08-2020 | FHA / USDA / VA Appraisal Guidance | 4/8/2020 | |||||||||
| LSM_04-07-2020 | Chenoa removes Conventional Options | 4/7/2020 | |||||||||
| LSM_04-07-2020 | FNMA / FHLMC Updates | 4/7/2020 | |||||||||
| LSM_04-02-2020 | Jumbo Loan Programs | 4/2/2020 | |||||||||
| LSM_03-30-2020 | Appraisal / 4506-T Transcripts Updates | 3/30/2020 | |||||||||
| LSM_03-27-2020 | Employment Re-verification | 3/27/2020 | |||||||||
| LSM_03-26-2020 | Re-verification of Borrower’s Employment | 3/26/2020 | |||||||||
This document is for informational purposes only. LSM’s Guides, Matrices and Bulletins remain the governing source of information and should be referenced for final eligibility.
Disaster Declaration for the State of Texas FEMA Notice Date: July 6, 2025 On July 6, 2025, the Federal Emergency Management Agency (FEMA) declared that
Disaster Declaration for the State of Mississippi FEMA Notice Date: June 19, 2025 On June 19, 2025, the Federal Emergency Management Agency (FEMA) declared that
Disaster Declaration for the State of Mississippi FEMA Notice Date: May 21, 2025 On May 21, 2025, the Federal Emergency Management Agency (FEMA) declared that
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