LoanStream Mortgage has created this At-A-Glance to easily review recent COVID-19 communications implementing temporary Agency, Government and NanQ/Non-QM program changes or requirements in addition to LoanStream overlays.  This document will be updated with changes as they occur.

LoanStream’s Referenced Memos

Memo ID

Topic

Release Date
LSM_12-16-2020    COVID-19 Guideline Update12/16/2020
LSM_11-20-2020    Revised COVID-19 Temporary Guidelines11/20/2020
LSM_11-16-2020    Updated COVID-19 Temporary Guidelines11/16/2020 
LSM_10-27-2020    Updated COVID-19 Temporary Guidelines10/27/2020
LSM_07-29-2020    Revision to 7/28 COVID-19 Temporary Guidelines7/29/2020
LSM_07-28-2020   COVID-19 Update to Temporary Guidelines7/28/2020
LSM_06-03-2020    Self Employed Borrowers РFNMA/FHLMC6/03/2020
LSM_06-03-2020    Employment Re-Verification Update6/03/2020
LSM_05-26-2020    Loans in Forbearance РConventional5/26/2020
LSM_04-22-2020    Initial Disclosures Required prior to Submit to UW4/22/2020
LSM_04-20-2020    NanQ/Non-QM Guidelines Updates4/20/2020
LSM_04-17-2020    CALHFA Updates4/17/2020
LSM_04-16-2020   Government Loans FICO Reduction4/16/2020
LSM_04-08-2020   FHA / USDA / VA Appraisal Guidance4/8/2020
LSM_04-07-2020   Chenoa removes Conventional Options4/7/2020
LSM_04-07-2020   FNMA / FHLMC Updates4/7/2020
LSM_04-02-2020   Jumbo Loan Programs4/2/2020
LSM_03-30-2020   Appraisal / 4506-T Transcripts Updates3/30/2020
LSM_03-27-2020   Employment Re-verification3/27/2020
LSM_03-26-2020¬† ¬†Re-verification of Borrower’s Employment3/26/2020

This document is for informational purposes only.¬† LSM’s Guides, Matrices and Bulletins remain the governing source of information and should be referenced for final eligibility.

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Recent News & Announcements

HUD Temporary Guidance on Forbearance

Today, the Federal Housing Administration (FHA) is issuing this reminder regarding the pending expiration of the temporary guidance concerning endorsement processes for mortgages where a borrower was granted a forbearance related to the COVID-19 National Emergency prior to the loan being endorsed for FHA insurance.

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