Non-QM DSCR 85% LTV

  • 85% LTV for Purchase, Rate & Term Refi
  • 75% LTV for Cash-Out
  • Down to .75 with 70% LTV
  • Loan amounts to $3,500,000
  • Down to 620 FICO
  • Non-Warrantable Condos OK
  • Investment Properties only
  • No Limit on Financed Properties
  • Gift funds allowed
  • Short term rentals! Airbnb, VRBO, Purchase, Rate & Term Refi, Cash Out
  • 15, 30 and 40-year fixed terms

Non-QM DSCR Investors

  • DSCR = Gross Income divided by PITIA / ITIA Interest Only
  • Max loan amount $3,500,000
  • 1 – 4 family properties and condominiums permitted
  • 85% LTV for Purchase, Rate & Term Refi
  • 75% LTV for Cash-Out Refi
  • Down to 620 FICO
  • Non-Warrantable Condos OK
  • Investment Properties only
  • Gift Funds allowed
  • No limit on Financed Properties
  • Leasehold properties are eligible
  • Short term rentals! Airbnb, VRBO, Purchase, Rate & Term Refi, Cash Out

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