Our new Non-QM Core Flex program is built to help you capture opportunities you may have had to pass on before - especially with underserved borrowers.

This is your chance to grow your pipeline and close more loans with flexible qualifying options.

Program Highlights:

• 500 Minimum FICO

• Purchase, Rate/Term & Cash-Out

• 30-Year Fixed*

• Up to 65% LTV

• Loan Amounts up to $1.2M

• SFR, 2-4 Unit, PUD & Condo Eligible

• Max 45% DTI

*For those that qualify

First-Time Homebuyers allowed (580+ FICO)
Manual underwriting for more approvals
Reserve Flexibility:
- 6 months minimum (cash-out proceeds allowed)
- +2 months per additional financed property

Ineligible states: AK, HI, Cook County (IL), NJ, NY, MA, US Territories, Texas 50(a)(6) ineligible