Our new Non-QM Core Flex program is built to help you capture opportunities you may have had to pass on before - especially with underserved borrowers.
This is your chance to grow your pipeline and close more loans with flexible qualifying options.
Program Highlights:
- 500 Minimum FICO
- Purchase, Rate/Term & Cash-Out
- 30-Year Fixed*
- Up to 65% LTV
- Loan Amounts up to $1.25M
- SFR, 2-4 Unit, PUD & Condo Eligible
- Max 45% DTI
Additional Flexibility:
- First-Time Homebuyers allowed (580+ FICO)
- Manual underwriting for more approvals
- Reserve Flexibility:
- 6 months minimum (cash-out proceeds allowed)
- +2 months per additional financed property
Ineligible states: AK, HI, Cook County (IL), NJ, NY, MA, US Territories, Texas 50(a)(6) ineligible
