Prime Turn Times

StageTurn Times
Set-Up 1 Day
Purchase Decisions 1-2 Days
Refinance Decisions1-2 Days
Conditions Review1-2 Days
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
New UWs1-2 Days
Conditions2 Days

NANQ / Non-QM Turn Times

StageTurn Times
DSCR New Underwrite*3 Days
DSCR Conditions Review3 Day
Full/Bk Statement Conditions Review3 Day
Full Bk Statement New Underwrite*3 Days
Set-Up1 Day
Part "A" QC1 Day
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
EZ Calc 2 Days

* Turn times may be longer for Condotel review and approval.  

Jumbo One Turn Times

StageTurn Times
Set-Up 1 Day
New Underwrite3 Days
Conditions Review2 Days
Part 'A' QC3 Days
Lock Desk1 Day
CD1-2 Days
Docs1-2 Days
Funding 1 Day

Federal Holidays not counted in the trid waiting period

HolidayDate
ChristmasWednesday, 12/25/2024
Columbus DayMonday, 10/14/2024
Independence DayThursday, 07/04/2024
JuneteenthWednesday, 06/19/2024
Labor DayMonday, 09/02/2024
Martin Luther King, Jr DayMonday, 01/15/2024
Memorial DayMonday, 05/27/2024
New Year's DayMonday, 01/01/2024
President's DayMonday, 02/19/2024
ThanksgivingThursday, 11/28/2024
Veteran's DayMonday, 11/11/2024

LoanStream Mortgagee Clause/LossPayee
OCMBC, Inc.
ISAOA
19000 MacArthur Blvd., Suite 200
Irvine, CA 92612

FHA ID: 2099600001
VA ID: 1699170000

StageTurn Times
DSCR New Underwrite*3 Days
DSCR Conditions Review3 Day
Full/Bk Statement Conditions Review3 Day
Full Bk Statement New Underwrite*3 Days
Set-Up1 Day
Part "A" QC1 Day
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
EZ Calc 2 Days