CalHFA Program
The 2024 CalHFA Program is complete. We will post updated information should it be extended in the future.
We’re proud to be a partner with CalHFA and a participant in the Dream For ALL program.
Refer to the CalHFA Dream For All Program Handbook for all program details.
The 2024 Dream For All Program is complete. We will post updated information here should it be extended in the future.
Borrowers provided the
Pre-Approval Letter in April to CalHFA
CalHFA selected registrants (who completed and submitted the letter) from a Lottery in May 2024
Loans were submitted for selected clients.
Learn More at the CalHFA Dream for All site
A. The Dream For All is a loan program that provides loans for a down payment to qualified first-time homebuyers. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home. Those repayments are then used to fund future homebuyer down payments
A. Yes, however payments are applied to the principal balance only and do not affect the shared appreciation portion. However paying off the principal balance in full will trigger the repayment of the shared appreciation portion.
A. The maximum loan amount is up to $150,000 or 20% of the sales price or appraised value, whichever is less.
A. The CLTV must be between 95.00% and 105.00%
For additional information on the Dream for All Loan Program visit THE California Housing Finance Agency Page Loan Program Handbook for Lenders, Real Estate Agents, Non-Profits | CalHFA or their FAQ Page CalHFA Dream For All Share Appreciation Loan Program Frequently Asked Questions
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