P&L Only Non-QM Program
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P&L Only Program

Reach More Clients with our P&L Only Non-QM Program

Program Highlights

 
  • 80% Max LTV
  • 660 Min FICO
  • Max loan amount $2.5 million
  • 1x30x12 allowed
  • 36 months credit event seasoning
  • Income documented using a 12- or 24-month P&L statement only for qualifying self-employed who meet eligibility and documentation requirements.
  • The P&L must be prepared by the same licensed third-party tax preparer who prepared and filed the borrower’s most recent business tax return.
  • Additional documentation requirements apply, see our matrix for full details.
 
Please refer to our Non-QM Matrix for details and ask your Account Executive.