OH YEAH!
MAY MORTGAGE MADNESS
IS HERE!

FOR LOANS LOCKED MAY 1ST - MAY 31ST, 2025

Up to 60 BPS Price Improvements!

on FHA/VA Programs (when combined with Select)

Lock your loans between May 1 – May 31 and unlock powerful pricing specials across FHA/VA and Non-QM programs.

Here's how you get it:

  • 35 BPS Government Program Select Pricing Special
    • Qualifying Loans FICO => 680, Loan Amount => $250k  
    • MaxOne Not Eligible
  • 25 BPS Price Improvement on all FHA/VA (Excludes CalHFA)
    • 25 BPS Price Improvement does not require Select and may be used on its own
  • 60 BPS Price Improvement = 35 BPS Select Special + May FHA/VA 25 BPS Special

Take 25 BPS Price Improvement on FHA/VA Programs

  • May be combined with Select Special of 35 BPS for 60 BPS improvement
  • Excludes CalHFA and DPAs (new)
  • Cannot be combined with FHA/VA May FICO Special

NEW! Mid-Month MaxONE DPA Program Special

  • 50 BPS Price Improvement
  • Excludes CalHFA DPA
  • Cannot be combined with other specials
  • For MaxONE loans locked 5/12/25 through 5/31/25

Get 37.5 BPS Price Improvement with our FHA/VA May FICO Special

  • 37.5 BPS on all FHA/VA with 600 – 679 FICOs
  • Excludes CalHFA, Jumbo and DPAs
  • Cannot be combined with Select or any other specials

Non-QM All Programs Special

  • 37.5 BPS Price Improvement on all Non-QM Programs
  • Cannot be combined with Select or any other specials
  • Includes Standalone and Closed-End Seconds
Don't miss out! Make sure to check our rate sheet for more Select Specials on qualifying loans.

Specials are valid for loans locked 5/1/2025 through 5/31/2025. Offers subject to change at any time, terms and conditions apply.

Special applies to all Non-QM, FHA, VA loans, including low/high balance, Closed-End Seconds, and DPA Programs excluding CalHFA DPA programs and Jumbo Programs. Also excludes HELOCs. Offers subject to change at any time, terms and conditions apply. Specials may not be combined with any other price improvement or special unless indicated in the offer.

Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets. These specials, and their details may change at any time and are subject to the loan qualifying as ‘Select’.

LoanStream Mortgage is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.

*Closed-End Seconds: Loans originated in US Territories and the following states are ineligible: AK, NY, TN, TX, VT, WV, WY. Restrictions apply, contact your Account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.