DSCR No Ratio Non-QM Program
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DSCR No Ratio for Investors

Expand Your Pipeline with a DSCR No Ratio Option!

Program Highlights

  • DSCR = Gross Income divided by PITIA/ITIA Interest Only
  • Max loan amount $2,500,000
  • 1-4 family properties and condos permitted
  • 70% LTV for Purchase
  • 65% LTV for Rate/Term
  • 60% LTV Cash Out
  • Down to 700 FICO
  • Non-Warrantable Condos OK 
  • Investment Properties Only
  • Gift Funds allowed
  • No Limit on Financed Properties 
  • Leasehold Properties are eligible
 
Note:  Short term Rentals and Temporary Buydowns are not allowed.  Please refer to our Non-QM Matrix for details and ask your Account Executive.