How to Complete your 4506C Form

A How-to guide on filling out your 4506C Form for LoanStream Mortgage.
New Conventional LLPAs & FNMA Cash-Out Seasoning Requirements

New Conventional LLPAs & FNMA Cash-Out Seasoning Requirements Effective Wednesday, 2/15 Two Important Changes Affecting Submissions 2/15/2023 New Conventional LLPAs Begin FNMA Seasoning Requirement for Cash-Out Refinances Required New Cash-Out Seasoning Requirement for Submissions on 2/15/2023 12 month seasoning requirement for FNMA Cash Out FNMA Cash-Out Loans with less than 12 months seasoning are required to […]
Disaster Declaration for the State of Georgia

Disaster Declaration for the State of Georgia FEMA Notice Date: January 16, 2023 On 1/16/2023, the Federal Emergency Management Agency (FEMA) declared that federal disaster aid with individual assistance has been made available to counties in Georgia to supplement state and local recovery efforts in the areas affected by Georgia severe weather including severe storms, […]
Disaster Declaration for the State of California

Disaster Declaration for the State of California FEMA Notice Date: January 14th, 2023 On 1/14/2023, the Federal Emergency Management Agency (FEMA) declared that federal disaster aid with individual assistance has been made available to counties in California to supplement state and local recovery efforts in the areas affected by California Severe Winter Storms, Flooding, Landslides, […]
Disaster Declaration for the State of Florida – Hurricane Nicole

Disaster Declaration for the State of Florida (Hurricane Nicole) FEMA Notice Date: December 13, 2022 On 12/13/2022, the Federal Emergency Management Agency (FEMA) declared that federal disaster aid with individual assistance has been made available to counties in Florida to supplement state and local recovery efforts in the areas affected by Hurricane Nicole from November […]
Disaster Declaration for the State of South Carolina

Disaster Declaration for the State of South Carolina FEMA Notice Date: November 21, 2022 On 11/21/2022, the Federal Emergency Management Agency (FEMA) declared that federal disaster aid with individual assistance has been made available to counties in South Carolina to supplement state and local recovery efforts in the areas affected by Hurrican Ian from September […]
Disaster Declaration for the State of Illinois

Disaster Declaration for the State of Illinois FEMA Notice Date: October 17th, 2022 On 10/17/2022, the Federal Emergency Management Agency (FEMA) has issued a disaster declaration regarding flooding and severe storms from July 25,2022-July 28,2022. The following county has been designated for Individual Assistance. Impacted Counties FEMA Link(all counties) Declaration Date (all counties) St. Clair […]
Disaster Declaration for the State of Florida

Disaster Declaration for the State of Florida FEMA Notice Date: September 24th, 2022 On 9/24/2022, the Federal Emergency Management Agency (FEMA) has issued a disaster declaration regarding Tropical Storm Ian (Notice EM-3584-FL). On 9/29/2022, nine (9) counties have been designated for Individual Assistance. Late on 9/29/2022, 4 additional counties have been added. On 9/30/2022, 4 […]
Disaster Alerts Summary

FEMA Disaster Alerts – Summary of Announcements List of Disasters Declared by FEMA (January ’22 – Till Date) State Disaster Declaration Type Counties Affected Incident Date Major Disaster Declaration Date OCMBC Implications KY Kentucky severe storms, flooding, landslides, and mudslides Major Disaster Declaration Breathitt, Clay, Knott, Letcher, Perry, Floyd, Pike, Magoffin, Martin, Owsley, Whitley, Leslie […]
Disaster Declaration for the State of Kentucky (Updated)

Disaster Declaration for the State of Kentucky FEMA Notice Date: June 29th, 2022 On 7/29/2022, the Federal Emergency Management Agency (FEMA) has issued a major disaster declaration for the State of Kentucky due to severe storms, flooding, landslides, and mudslides that occurred from 7/26/2022, and continuing. On August 8, 2022, FEMA granted individuals Assistance to […]