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Bank Statement Programs
12 & 24 Months!

Use 100% of deposits on Personal Statements
Use up to 85% of deposits on Business Statements

Highlights

  • Up to 90% LTV Purchase to $2,000,000
  • Up to 85% LTV Rate/Term
  • Up to 80% LTV Cash Out
  • Min FICO 600
  • Loan Amounts up to $4,000,000
  • Couple with Asset Utilization for extra income
  • Transfers form Business to Personal OK!

Qualify Using

  • Fixed Expense Factor
  • Third Party Prepared P&L
  • Third Party Prepared Expense Statement

LoanStream Mortgage has is a premiere top wholesale mortgage lender.  FHA wholesale lending, VA wholesale lending, conventional wholesale lending programs for mortgage brokers, and their borrowers.  Non-QM wholesale loans can be found here for our mortgage broker partners and their clients.  Loan programs with bank statements for 12 months or 24-month bank statement programs. Competitors are no match for LoanStream. Carrington Wholesale Lending or Caliber wholesale lending offer programs but may include different guidelines.  Other lenders like UWM, United Wholesale Mortgage could offer programs that are not a match for your borrower with a home purchase loan or home refinance loan. 

Competitive wholesale rates are available from LoanStream, like those at United Wholesale Lending and much like the rates at HomePoint Wholesale Mortgage.  We strive to provide excellent service that compares to Flagstar and UWM wholesale lenders but we feel our lending platform and technology outshines other TPO portals.  TPO portals can be fancy names, like EASE at UWM or BrokerIQ at Carrington Wholesale Lending that are marketing attributes rather than technology provided by LoanStream Wholesale.  If you like the service at a wholesale lender UWM or the technology provided by HomePoint Lending Wholesale we think you will love LoanStream.