Linkedin Facebook-f Instagram Youtube Couch
Linkedin Facebook-f Instagram Youtube Couch

Non-QM DSCR Investor

Non-QM Programs, View the Matrix
Non-QM DSCR Matrix

Non-QM DSCR 85% LTV

  • 85% LTV for Purchase, Rate & Term Refi
  • 75% LTV for Cash-Out
  • Down to .75 with 70% LTV
  • Loan amounts to $3,500,000
  • Down to 620 FICO
  • Non-Warrantable Condos OK
  • Investment Properties only
  • No Limit on Financed Properties
  • Gift funds allowed
  • Short term rentals! Airbnb, VRBO, Purchase, Rate & Term Refi, Cash Out
  • 15, 30 and 40-year fixed terms

Non-QM DSCR Investors

  • DSCR = Gross Income divided by PITIA / ITIA Interest Only
  • Max loan amount $3,500,000
  • 1 – 4 family properties and condominiums permitted
  • 85% LTV for Purchase, Rate & Term Refi
  • 75% LTV for Cash-Out Refi
  • Down to 620 FICO
  • Non-Warrantable Condos OK
  • Investment Properties only
  • Gift Funds allowed
  • No limit on Financed Properties
  • Leasehold properties are eligible
  • Short term rentals! Airbnb, VRBO, Purchase, Rate & Term Refi, Cash Out

Learn More

Have a loan that you want to discuss with our experienced team?  Drop the details here.

250x129_FC_Trans_LSM
  • (800) 760-1833
  • LoanStream Mortgage
    19000 MacArthur Blvd, Ste. 200
    Irvine, CA 92612
  • Loan Stream Mortgagee Clause/LossPayee OCMBC, Inc. ISAOA
    19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

    FHA ID: 2099600001
    VA ID: 1699170000

Wholesale Lending

Our Company

Broker Quick Links

Helpful Links

Mortgage Brokers...

Get Updates, Specials & More

Mortgage Bankers Association Member
2024 Top Workplace LoanStream Mortgage
2022 Top Workplace LoanStream Mortgage
Accredited Better Business Buereau