LoanStream has scheduled planned Maintenance to the TPO Portal Saturday, December 5th from 8am – 2pm PST. Access to the portal will be available however limited access to our document upload page and access to documents will not be available.
LoanStream Mortgage has created this At-A-Glance to easily review recent COVID-19 communications implementing temporary Agency, Government and NanQ/Non-QM program changes or requirements in addition to LoanStream overlays. This document will be updated with changes as they occur.
LoanStream’s Referenced Memos
|LSM_11-20-2020||Revised COVID-19 Temporary Guidelines||11/20/2020|
|LSM_11-16-2020||Updated COVID-19 Temporary Guidelines||11/16/2020|
|LSM_10-27-2020||Updated COVID-19 Temporary Guidelines||10/27/2020|
|LSM_07-29-2020||Revision to 7/28 COVID-19 Temporary Guidelines||7/29/2020|
|LSM_07-28-2020||COVID-19 Update to Temporary Guidelines||7/28/2020|
|LSM_06-03-2020||Self Employed Borrowers – FNMA/FHLMC||6/03/2020|
|LSM_06-03-2020||Employment Re-Verification Update||6/03/2020|
|LSM_05-26-2020||Loans in Forbearance – Conventional||5/26/2020|
|LSM_04-22-2020||Initial Disclosures Required prior to Submit to UW||4/22/2020|
|LSM_04-20-2020||NanQ/Non-QM Guidelines Updates||4/20/2020|
|LSM_04-16-2020||Government Loans FICO Reduction||4/16/2020|
|LSM_04-08-2020||FHA / USDA / VA Appraisal Guidance||4/8/2020|
|LSM_04-07-2020||Chenoa removes Conventional Options||4/7/2020|
|LSM_04-07-2020||FNMA / FHLMC Updates||4/7/2020|
|LSM_04-02-2020||Jumbo Loan Programs||4/2/2020|
|LSM_03-30-2020||Appraisal / 4506-T Transcripts Updates||3/30/2020|
|LSM_03-26-2020||Re-verification of Borrower’s Employment||3/26/2020|
This document is for informational purposes only. LSM’s Guides, Matrices and Bulletins remain the governing source of information and should be referenced for final eligibility.
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We have updated our COVID guidelines as well to state Conventional loans will now require when an unaudited P&L is provided, 3 months business bank statements must be provided. We also must verify the business is open and operating within 20 business days of the note date.