Announcement: Non-QM Updates

Non-QM Guidelines have changed effective 4/21/20

 Owner Occupied Purchase:

• Max LTV 60%

Owner Occupied C/O & RT:

• Max LTV 55%

Second Homes:

• Max LTV 55%

Investment Properties:

• Max LTV 55%

LoanStream will honor loans with prior guidelines approved and locked by 3:00pm Tuesday April 21st.

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Recent News & Announcements

American National Standards Institute Appraisal Standard

March 23, 2022

LSM will require all AMC’s completing FNMA appraisals use Square Footage-Method for Calculating: ANSI® Z765-2021 (American National Standards Institute®)

Matrix PPP Restrictions

March 18, 2022

Please check out our Prepayment Penalty Guidelines for Business Purpose Loans

Conventional Desktop Appraisal Update

March 8, 2022

Freddie Mac introduced a desktop appraisal option in lieu of an interior and exterior inspection

(800) 760-1833
[email protected]
LoanStream Mortgage
19000 MacArthur Blvd, Ste. 200
Irvine, CA 92612
Loan Stream Mortgagee Clause/LossPayee OCMBC, Inc. ISAOA/ATIMA 19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

FHA ID: 2099600001
VA ID: 1699170000

Announcement: Non-QM Updates

News Delivered to Your Inbox

Recent News & Announcements

American National Standards Institute Appraisal Standard

Matrix PPP Restrictions

Conventional Desktop Appraisal Update

Wholesale Lending

Our Company

Broker Quick Links

Helpful Links

Mortgage Brokers...
Get Updates, Specials & More

Announcement: Non-QM Updates

News Delivered to Your Inbox

Recent News & Announcements

American National Standards Institute Appraisal Standard

Matrix PPP Restrictions

Conventional Desktop Appraisal Update

Wholesale Lending

Our Company

Broker Quick Links

Helpful Links

Mortgage Brokers...Get Updates, Specials & More

Mortgage Brokers...
Get Updates, Specials & More