1-0, 2-1 Buydown Calculators

*Information: This calculator is not a comittment to lend it is intended to be a scenario review.

For eligibility information please contact your Account Executive and review our matrices.

Parameters

  • Conventional, FHA, and VA Purchases Only
  • Conventional – Primary and Second Homes Only 
  • FHA and VA – Primary Only; Not allowed on Manual Underwrites 
  • Single Family Residences (1-2 Units Only), PUD and Condos
  • 30 Year Fixed Rate Loans Only 
  • 2-1 and 1-0 buy down options only
  • Temporary Rate Buydown lump sum fee shown in Section A

Who Pays for the Buydown?

  • Conventional, FHA, and VA Purchases Only
  • Conventional – Primary and Second Homes Only 
  • FHA and VA – Primary Only; Not allowed on Manual Underwrites 
  • Single Family Residences (1-2 Units Only), PUD and Condos
  • 30 Year Fixed Rate Loans Only 
  • 2-1 and 1-0 buy down options only
  • Temporary Rate Buydown lump sum fee shown in Section A

Qualification

  • Borrowers must qualify off of the Note Rate

Eligible Programs

  • Fannie Mae Standard and High Balance
  • Fannie Mae HomeReady
  • FHA Standard and High Balance 
  • VA Standard and High Balance
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  • (800) 760-1833
  • LoanStream Mortgage
    19000 MacArthur Blvd, Ste. 200
    Irvine, CA 92612
  • Loan Stream Mortgagee Clause/LossPayee OCMBC, Inc. ISAOA
    19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

    FHA ID: 2099600001
    VA ID: 1699170000

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