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Winter Specials
Non-QM, Prime, FHA Streamline and VA IRRRL

Here for a limited time!

Give your Pipeline a boost with our Winter Specials on Non-QM and Prime, here for a limited time!

Non-QM January Special

  • 50bps for all loans <=75% LTV and FICO >= 720
  • Purchases and All Refinances

Prime January Special

  • 35bps on all Government (FHA, VA, USDA) loans
  • 30bps on all Conventional loans
  • Purchase, Rate / Term and Refi Cash-Out

Specials exclude High Balance loans, DPA loans, CES and Jumbo loans.
Cannot be combined with Select pricing or any other pricing specials.
Specials are valid for loans locked 1/1/2024 through 1/31/2024.

Restrictions apply. Contact your Account Executive to learn more.

Restrictions apply. Contact your Account Executive to learn more. Offers are for new loans locked January 1st through January 31st, 2024. The Special is subject to change at anytime. This is a business-to-business communication directed at mortgage brokers only and not intended for or directed at consumers.

Take advantage of this limited time Special on FHA Streamline and VA IRRRL!

Effective immediately for all FHA Streamline and VA IRRRL loans locked on or before January 31st, 2024:

  • 25 bps price improvement on Select and High Balance
  • 60 bps price improvement on all other (0.350 December Special + 0.250 Streamline/IRRRL Special)

FHA / VA Streamlines have specific seasoning and Net Tangible Benefit requirements to qualify. See below and talk to your Account Executive.

Seasoning requirements to qualify are:

  • 6 payments have been made AND
  • 210 days passed from note date

 

Net Tangible Benefit requirements are:

  • FHA Streamline – Reduction in combined rate (interest rate + MIP rate) of at least 50 basis points
  • VA IRRRL – Reduction in interest rate of at least 50 basis points and recoupment of fees/costs must occur within 36 months
Get Approved
Submit a Loan

Restrictions apply. Loans must be locked on or before January 31st, 2024. Please ask your Account Executive for details. The Special is subject to change at anytime. This is a business-to-business communication directed at mortgage brokers only and not intended for or directed at consumers.

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  • (800) 760-1833
  • LoanStream Mortgage
    19000 MacArthur Blvd, Ste. 200
    Irvine, CA 92612
  • Loan Stream Mortgagee Clause/LossPayee OCMBC, Inc. ISAOA
    19000 MacArthur Blvd., Suite 200 Irvine, CA 92612

    FHA ID: 2099600001
    VA ID: 1699170000

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