Prime Turn Times

StageTurn Times
Set-Up 1 Day
Purchase Decisions 1-2 Days
Refinance Decisions1-2 Days
Conditions Review1-2 Days
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
New UWs1-2 Days
Conditions2 Days

NANQ / Non-QM Turn Times

StageTurn Times
DSCR New Underwrite*2 Days
DSCR Conditions Review2 Day
Full/Bk Statement Conditions Review2 Day
Full Bk Statement New Underwrite*2 Days
Set-Up1 Day
Part "A" QC1 Day
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
EZ Calc 1 Day

Jumbo One Turn Times

StageTurn Times
Set-Up 1 Day
New Underwrite3 Days
Conditions Review2 Days
Part 'A' QC3 Days
Lock Desk1 Day
CD1-2 Days
Docs1-2 Days
Funding 1 Day

Federal Holidays not counted in the trid waiting period

HolidayDate
Christmas12/25/2025 - Thursday
Columbus Day10/13/2025 - Monday
Independence Day07/04/2025 - Friday
Juneteenth06/19/2025 - Thursday
Labor Day09/01/2025 - Monday
Martin Luther King, Jr Day01/20/2025 - Monday
Memorial Day05/26/2025 - Monday
New Year's Day01/01/2025 - Monday
President's Day02/17/2025 - Monday
Thanksgiving11/27/2025 - Thursday
Veteran's Day11/11/2025 - Tuesday

LoanStream Mortgagee Clause/LossPayee
OCMBC, Inc.
ISAOA
19000 MacArthur Blvd., Suite 200
Irvine, CA 92612

FHA ID: 2099600001
VA ID: 1699170000

StageTurn Times
DSCR New Underwrite*2 Days
DSCR Conditions Review2 Day
Full/Bk Statement Conditions Review2 Day
Full Bk Statement New Underwrite*2 Days
Set-Up1 Day
Part "A" QC1 Day
Lock Desk1 Day
CD1-2 Days
DOCS1-2 Days
Funding1 Day
EZ Calc 1 Day