The Federal Emergency Management Agency (FEMA) has issued a major disaster declaration for the State of California due to wildfires.
On October 16, 2020, FEMA granted individual assistance to 7 counties.
On November 12, 2020, FEMA granted individual assistance to 2 additional counties.
Fannie Mae Products only¹, the following zip codes will require a Re-Inspection if the appraisal was completed on or prior to FEMA Date Notice.
¹The remaining zip codes in the above counties will not require a re-inspection for Fannie Mae products but LoanStream Mortgage will still require:
| Impacted Counties | Zip Codes Impacted | FEMA Notice Date |
|---|---|---|
|
Fresno |
93634, 93602, 93667, 93605, 93210, 93642, 93657, 93664 |
|
|
Los Angeles |
91390, 93536, 93553, 93532, 93544, 93563, 91321, 93543, 91024, 91023, 91016, 91011, 91702, 93550, 91008, 93552, 91006 |
|
|
Madera |
93604, 93644, 93669, 93643 |
10/23/2020 |
|
San Bernardino |
92305, 92339, 92359, 92399, 92323, 92358, 92364, 92407 |
|
|
San Diego |
91901, 91917, 91935, 91963 |
|
|
Siskiyou |
96039, 96086 |
|
|
Napa |
94508, 94515, 94558, 94562, 94567, 94573, 94574, 94576, 94599 |
|
|
Shasta |
96001, 96022, 96047, 96076 |
10/26/2020 |
|
Sonoma |
95404, 95405, 95409, 95412, 95419, 95421, 95425, 95430, 95433, 95436, 95441, 95446, 95448, 95450, 95452, 95471, 95472, 95492, 95497 |
|
|
Tulare |
93208, 93265, 93271, 93527 |
10/28/2020 |
|
Stanislaus |
95313, 95360, 95363, 95387 |
11/12/2020 |
|
Mendocino |
95428, 95469, 95490 |
|
All other Products – will require a Re-Inspection if the appraisal was completed on or before FEMA Notice Date.
| Impacted Counties | Zip Codes Impacted | FEMA Date Notice |
|---|---|---|
|
Fresno |
All |
|
|
Los Angeles |
All |
|
|
Madera |
All |
10/16/2020 |
|
San Bernardino |
All |
|
|
San Diego |
All |
|
|
Siskiyou |
All |
|
|
Siskiyou |
All |
|
|
Mendocino |
All |
|
|
Stanislaus |
All |
11/12/2020 |
If the subject property is located in one of the designated counties above and appraisal was completed on or before FEMA Notice Date, please refer to LoanStream Mortgage Disaster Policy for full requirements.
LoanStream Mortgage will continue to monitor the impacted areas and we may add or remove counties on the list above as necessary.
Please contact your Sales Representative if you have any questions.
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