Unleash Your Borrowers' Potential with JumboONE!
New Programs!

Jumbo ONE Loan Programs

Jumbo ONE

FICO Down to 660
  • LTV up to 90%
  • Loan Amounts to $3.5 million
  • Max DTI - AUS or Max 50%
  • 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Warrantable Condos
  • Buydowns N/A
  • Minimum loan amount is $1 above the conforming loan limit

Jumbo ONE Advantage

FICO Down to 660
  • LTV up to 89.99%
  • Loan Amounts to $3 million
  • Max DTI - AUS or 45% Max (fixed), 43% (I/O)
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Warrantable Condos
  • Buydowns - 2:1, 1:0
  • Minimum loan amount is $1 above the conforming loan limit

Jumbo ONE Premier

FICO Down to 660
  • LTV up to 80%
  • Loan Amounts to $3 million
  • Max DTI - DU or 49.99% max
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Non-Warrantable Allowed
  • Buydowns - 2:1, 1:0
  • Minimum loan amount is $1 above the conforming loan limit

Jumbo ONE Select

FICO Down to 680
  • LTV up to 85%
  • Loan Amounts to $3 million
  • Max DTI - Max 45%
  • 15, 30 Year, Non-Standard Terms available
  • Primary, Second, Investment
  • Non-Warrantable Condos Ineligible
  • 2:1 and 1:0 Temp Buydowns on 30 YR only
  • Minimum loan amount is $1 above the conforming loan limit

Don't limit your borrower's buying potential if they require financing beyond conventional limits!

Our Jumbo ONE loan programs empower you to give your clients more options all while helping you close more loans!

We have four Jumbo ONE programs to help you reach more clients, available for Purchase, Cash-Out, and Rate & Term Refinance.