Qualify your borrower with only a WVOE Form!
- 80% LTV for Purchase and Rate & Term
- 70% LTV for Cash Out
- WVOE completed by Borrower’s Company
- First Time Home Buyer OK to 70% LTV
- Max Loan Amount $4,000,000
- Min FICO 660
- No W2, 4506C, Paystubs or Tax Returns
Requirements
- Two-year History of Employment
- Two (2) Months Bank Statements to support after tax income
Our Non-QM 1-Year Self-Employed Program
- Only ONE Year of Self-Employment needed
- Up to 80% LTV Purchase
- Refinance and Cash Out Available
Requirements:
- 660 Min FICO
- Income qualifies with only 12 Months most recent bank statements and the previous year W-2!
- Must be in the same line of work or industry
