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kick start 2026 with specials!

Up to 75 BPS
Price Improvement on non-qm
& 25 BPS on FHA

FOR LOANS LOCKED JANUARY 1st - 31st, 2026

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Submit a Loan

Start the year off with a Bang with game changing pricing improvements on our Non-QM and FHA programs!

Here for a limited time for loans locked January 1st – 31st, 2026.

January Specials

Non-QM Pricing Improvement (includes DSCR 5-8 units and Jumbo)*

  • Up to 75BPS with Select or 25 BPS without Select

FHA Price Improvement (excludes CalHFA)

  • FHA: 25 BPS Price Improvement
  • Includes MaxONE DPA loans and FHA Streamlines
  • Excludes Select products

Flash Specials

25 BPS Price Improvement on ALL DSCR Programs
(excludes Select and 5-8 unit)
Combine with our January Non-QM Special for 50 BPS Price Improvement.
For Loans Locked 1/16 through 1/30/2026
  • 1st Liens only
  • 1-4 units
Combine with LLPAs on our Locks for more BPS:
  • Lock for 60 Days and get 75 BPS Price Improvement
  • Lock for 45 Days and get a total of 50 BPS Price Improvement

Flash Special applies to all eligible Non-QM (except Closed End Seconds, Stand alone Seconds, HELOCs, Select and DSCR 5-8. 
 Offers valid for loans locked between 1/16/2026 and 1/30/2026.

Contact your Account Executive for full details!

*Non-QM Specials exclude Seconds (Closed End or Stand-Alone). FHA excludes CalHFA and Select products.

 

Specials apply to all eligible Non-QM (except Closed End Seconds, Standalone Seconds, HELOCs), FHA loans including DPA and Streamline Refinance loans.
 
Offers valid for loans locked between 1/1/2026 and 1/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
 
Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.
 
LoanStream Mortgage is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.