Bank Statement
I/O Rate Saver

Free I/O Option*
  • Must fit the following:
  • Non-QM (Nan-Q) Bank Statement
    Purchase Only
  • Owner Occupied
  • LTV ≤ 80%
  • Loan Amount ≤ $2,000,000
  • FICO ≥ 720
  • Note Rate ≥ 5.75%
  • Submit with Appraisal
    (dated within last 90 days)
  • Bank Statement Income
    (12+ Month)
  • Lock by May 31st, 2022

Non-QM Purchase Specials

up to 50 BPS Off*
  • Must fit the following:
  • 25 BPS Off Price
    on DSCR Loans
  • 50 BPS Off Price
    EXCEPT DSCR Loans
  • Purchase Only
  • Loan Amount ≤ $2,000,000
  • May be combined with other specials
    except
    "If it fits, it's less than 6"
  • All Note Rates > 5.99%
  • Lock by May 31st, 2022

Non-QM Spring Purchase Specials

If It Fits, It’s less than 6… percent that is…

Fit your Non-QM loan into our 30-year full doc, fixed term loan up to 80% LTV receive a 5.99% rate.   The loan must meet the following requirements and be locked by May 31st, 2022:

  • Full Doc, Purchase only
  • Owner Occupied
  • LTV ≤ 80%
  • Loan Amount ≤ $3,000,000
  • FICO ≥ 720
  • A+ Grade

Loans must be locked by 5/31/2022. Only loans meeting the requirements are eligible for this rate. This offer is available starting 4/15/2022 through 5/31/2022. Loan level pricing adjustments may apply.  Talk to your Account Executive for more information. Offer subject to change or termination at any time. Rates subject to change.  May not be combined with other offers. 

This is a business-to-business communication directed at mortgage brokers only and not intended or directed at consumers. This document should not be shared with consumers.

Bank Statement Rate Saver

Submit a Non-QM Bank Statement loan and lock it by May 31st, 2022 with an Appraisal and receive a FREE 30-year fixed, Interest Only option (LLPA for Interest Only is not applied to the price).  The loan must meet the following requirements and by lock by May 31st, 2022:

  • Purchase, Owner Occupied only
  • LTV ≤ 80%
  • Loan Amount ≤ $2,000,000
  • FICO ≥ 720
  • Note Rate ≥ 5.75
  • Bank Statement Income (12+ month)
  • Current Appraisal (dated within last 90 days)

This special is available starting 4/15/2022 through 5/31/2022, only for NanQ (Non-QM) loans locked by May 31st, 2022.  Eligible loans will not have the interest only loan level pricing adjustment applied to their lock.  Additional loan level pricing adjustments may apply.  Talk to your Account Executive for more information. Offer subject to change or termination at any time.

This is a business-to-business communication directed at mortgage brokers only and not intended or directed at consumers. This document should not be shared with consumers

Fixed Terms, For an ARM Price

Love the price of an ARM but need a fixed term?  Get a fixed term loan for the price of an ARM.  The loan must meet the following requirements:

  • Term: 30 and 40-year Fixed Fully Amortized
  • Purchase only
  • Lock by 5/31/2022

This offer is available starting 4/15/2022 through 5/31/2022 for all 30 and 40-year fixed term NanQ (Non-QM) loans. Under this offer the loan will receive the ARM (5/6) comparable rate for the lock period.  Additional, loan level pricing adjustments may apply. Talk to your Account Executive for more information. Offer subject to change or termination at any time.

This is a business-to-business communication directed at mortgage brokers only and not intended or directed at consumers. This document should not be shared with consumers.

Up to 50 BPS off Non-QM Purchase Loans

Get up to 50 BPS off our NanQ (Non-QM) purchase loans. Mix and match with other specials to get the available pricing (except “If it fits, it’s less than 6”)

  • 25 bps off price on all DSCR purchase loans
  • 50 bps off price on all Non-QM purchase loans (except DSCR)
  • rate > 5.99%
  • Must lock by 5/31/2022
  • May be combined with all other specials except “If it Fits, It’s less than 6”

Not applicable to loans locked as of 5/31/2022.  This offer is available starting 4/15/2022 through 5/31/2022 on all purchase, NanQ (Non-QM) loans. May be combined with all other specials except “If it Fits, It’s less than 6”. Additional loan level pricing adjustments may apply.  Talk to your Account Executive for more information. Offer subject to change or termination at any time.

This is a business-to-business communication directed at mortgage brokers only and not intended or directed at consumers. This document should not be shared with consumers.

Max Price on all loans is 100. Cancelled or expired locks or cancelled and resubmitted loans are not eligible for these specials if previously locked prior 4/14/2022. Additional loan level pricing adjustments may apply. Talk to your Account Executive for more information. Rates and promotional offer subject to change or termination at any time.

This is a business-to-business communication directed at mortgage brokers only and not intended or directed at consumers. This document should not be shared with consumers.